Solutions / By line of business / Commercial lines ReliaPilot · Commercial lines

The Agency Brain for Commercial Lines Brokers.

Intake asks each question once, and Submission processing turns those answers into ACORD forms and carrier applications. COI review checks your contractor clients' subcontractor certificates against the subcontract. Agency Brain answers from your agency's own records. Agents prepare the work; your people decide.

Book a demo → See how our agents work
Illustrative example
Submissions

One set of answers. Every ACORD form and carrier application.

Pick the lines and carriers, and the questions assemble from the ACORD forms, each carrier's own application and supplements, and your agency's forms. Each fact is asked once. Readiness is checked before anything is produced, and your producer sends the drafted submission.

  • ACORD 125, 126, 127 and 140, plus mapped carrier forms, filled from intake answers
  • Carrier fit shown as you go: "fits" or "may not fit", with the reasons. Advice, never a block
  • Schedules (locations, vehicles, drivers) entered once and ticked per line
  • Errors stop an output; warnings flag what a carrier may push back on
  • Your producer reviews, sends and submits
Harbor Street Builders · New businessChoose carriers
Annual payroll, all locations$4,280,000Asked once · 4 forms
Carrier A · fits · +4 questionsCarrier B · may not fit: classCarrier C (via wholesaler) · fits
Readiness: 2 required answers missing. Outputs wait until they're filled.

Illustrative example

Intake

Flexible Intake

Each question asked once, assembled from ACORD forms, carrier applications and your own forms. Readiness checks show what's still missing.

Intake →

Submission processing

ACORD forms, carrier applications and your RFQ from one locked version. Emails drafted and carrier portals pre-filled. Your producer reviews and submits.

Submission processing →
Certificates for contractor clients · COI review

Subcontractor certificates, checked against the subcontract.

Upload the insurance exhibit once. COIVerify reads the ACORD 25 and every endorsement, checks each requirement and shows you exactly where it found each answer. Your team confirms the verdict, and the whole review is on record.

  • Limits, additional insured, primary and non-contributory, waiver of subrogation and notice of cancellation checked
  • Each finding outlined on the page, with the contract clause highlighted
  • Your agency's rulings applied to every later review
  • Gap email drafted with a fix list; evidence pack and expirations register kept
COI review →
COVERAGELIMITSUBR WVD
Commercial general liability1,000,000Y
Workers comp / EL1,000,000Y
Umbrella liability5,000,000?
Automobile liability1,000,000N

§4.3(c) Subcontractor shall provide a waiver of subrogation on automobile liability in favor of the Contractor and Owner…

Brightline Framing · Illustrative example

Renewals and quotes · Policy check & comparison

The differences between two policies, shown in the document.

Put this year's policy beside last year's, field by field, with each difference highlighted where it sits in the source documents. Compare the carrier quotes you upload side by side before you call the client.

  • Two policies side by side, field by field, such as the expiring GL policy and its renewal
  • Quote comparison flags lower limits, higher deductibles, added exclusions and lines not quoted
  • Agency Brain lists every renewal due in the next 30–120 days
  • Your team reviews the differences and advises the insured
Policy check & comparison →
Davidson Manufacturing · GL renewalexpiring vs renewal
Renewal policy · p.42 of 6 differences

Each claim is subject to a deductible of $5,000was $2,500

This insurance does not apply to claims arising from a cyber incidentnew

Illustrative example

Lines of business

Across the lines your producers write.

Agency Brain answers questions about accounts and policies in every line you keep on record. Intake question sets are set up by our team from the ACORD forms and each carrier's own application, and can be limited to a line, class or state.

General Liability Commercial Property Commercial Auto Workers' Compensation Umbrella / Excess Professional / E&O Cyber D&O Inland Marine
The core · Agency Brain

Ask anything about your commercial book.

Accounts, policies, cases and renewals, asked in plain English and answered from your agency's own records. Brain drafts; your people review and send.

  • RenewalsLists every renewal due in the next 30–120 days.
  • Quotes and policiesCompares the carrier quotes you upload, and puts two policies side by side, field by field.
  • Your bookPremium, renewals and retention by producer, carrier or line.
Agency Brain →
Book Which commercial renewals are due in the next 90 days? Show premium by carrier for commercial auto. Quotes & policies Compare the two umbrella quotes I uploaded for Metro Construction. Draft an email asking Meridian Holdings for updated payroll. Certificates What do I still need from Brightline?
Illustrative example
The features
CoreAgency BrainAnswers from your agency's records 01IntakeEach question asked once 02Submission processingEvery form from one locked version 03COI reviewCertificates checked against the contract 04Policy check & comparisonDifferences highlighted in the document
Start with a pilot

Start with one workflow.

Submissions, COI review or Agency Brain. Bring a real account and we'll show you the work prepared on it.

Try it free for 30 days → Book a demo
Most pilots start within a week, and the first 30 days are free.